No. of Recommendations: 1
With a Fixed Reset Indexing strategy (like an IUL) 100% of your risk capital *AND* your backup reserves could have been compounding at every step from day one.

I do not think "backup reserves" should be entered into this discussion. Money is fungible, and all of it should be working, not just sitting there (or anywhere) filling the role of backup reserves--whatever that is.
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