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With all the recent talk about Social Security changes, I'm curious to know how many Fools are including benefits in their planning? (Particularly the babyboomers)

I wouldn't use the word "relying," more like expecting to receive SS payments, but probably less than I currently qualify for.

My concern is that I'll be too "rich" to collect. I expect to have an income of $60K without SS (but who knows how my investments will really be doing in 10 years?).
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