With all the recent talk about Social Security changes, I'm curious to know how many Fools are including benefits in their planning? (Particularly the babyboomers)I wouldn't use the word "relying," more like expecting to receive SS payments, but probably less than I currently qualify for. My concern is that I'll be too "rich" to collect. I expect to have an income of $60K without SS (but who knows how my investments will really be doing in 10 years?).