With any financial advisor, fees are a huge cost. If you're taking a 4% withdrawal from a retirement account, paying an advisor 1% of assets is 25% of your income. That's likely a lot more than the IRS is taking from you.Here's an example of what you'd have left from a 4% withdrawal after fees & costs for several DFA-approved financial advisors.http://www.retireearlyhomepage.com/dfa_2010.htmlintercst
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