wjasonb,If you want to purchase stocks in your IRA I would suggest getting as far away from your bank as possible. Some banks will surely set up portfolios for you, but the commissions charged are ridiculous. If you have the time and energy to do your own research and make your own decisions on what stocks to purchase then definitely set up an IRA with an on-line discount broker. I would strongly suggest you read the board here at the Fool on discount brokers first. It is very easy to set up your IRA this way. I did this two years ago because of the Fool and went from a mutual fund to an online broker and in the process went from an average of 8% a year with one of the largest S&P 500 funds to over 30% a year following advice from the Fool. I only say this because I believe we can all outperform the money managers that have their hands tied behind their backs with all of the regulations they must follow.Good luck to all.TW
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