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Woo, this one is better than going to the movies and seeing "Star Wars Part I." I'm sorry to be flip.

It sounds to me -- and I am not a lawyer -- that if Bella can arrange a loan for Abigail's quarter, she is in good shape. To say "the bank owns my property, car, etc." is really false. It's whose name is on the deed. Therefore, Abigail's options will kick in if Bella can't arrange the loan. If the two sisters then each have 50% interest in the property, the lawyers will get involved for sure.

Keep us posted.
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