No. of Recommendations: 1
Woohoo! The MBNA BT just went through and their transaction date moved to the 14th instead of the 13th, which means the Providian BT stands. There is now only 672 locked at the 14.99 rate instead of the 5100.

I've redone the snowball using this months minimum payment as the basis. Current debt structure will have my CC debt paid off by 3/2007. After that it's just the GE loan, HELOC and Mortgage. Leaving out the mortgage will have me debt free by 4/2009, just over 16 years early.

I'm going to go back and rerun the figures for paying by their rules, but I expect to see a savings of about $2000 in interest this year.
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