Wooly,With the time horizon you are discribing, for the equity portin of your allocation, you might want to look at the contents of nearly any of the portfolios I've periodicly posted. Most of the stocks have been chosen based on dividend yield, strength in their industry, financial strenth, etc. and should be fine over the long run. While I have sold much of my portfolio at this point, it's for tactical reasons and I look forward to buying it all back again before the end of the year.LTBAH is NOT dead (just unpopular).Jeff
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