WotPeed wrote: Do you know if direct lenders have their own in-house appraisers or do they farm that stuff out? If I were to get my own appraisal would they consider it?According to HVCC (Home Valuation Code of Conduct), all lenders of every type are supposed to hire independent appraisers. The practical reality is that some lenders created their own "independent" third party appraisers.No, you can't hire your own appraisal.
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