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Would it make a difference if he gets the distribution in 2013 or 2014 ?

I don't think this will make a difference for him. I suspect it will all shake out that he doesn't change jobs til next year, or at least late enough that the distribution will probably be in 2014, but I like the option for him to roll it directly to a Roth and pay the income taxes separately to avoid any tax withholding. I'd even be willing to pay that pittance of tax for him so that he could do this, but I do know that he has enough to be able to handle it.

Did you provide more than half his support for 2013 ?

This is a completely separate question that I also had relative to taxes this year, but I think it works out that he has supported himself since graduation in May, so since he's been living on his own for more than 6 months, I tend to think that he will be claiming himself. I also think it's probably just a bit cleaner to have him do that as his taxes will already be complicated enough since he'll file part-year resident in 2 different states.

Now the other child is a different story. She didn't start her job until September, and she is still living at home, so I have provided more than half of her support in 2013, and expect I will be able to claim her as a dependent this year.
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