No. of Recommendations: 1

That is an essential website for teachers.

My general advice-your situation may be different- would be to open a Roth IRA instead of contributing to any of the 403b options you listed.

Fully fund your Roth-assuming you qualify-then either save in an after tax account or fund the 403b plan.

Is there something better? Yes-TIAA-CREF and Fidelity sell 403b plans but that does not appear to be a choice your employer offers.

You likely will have surrender charges on portions of the money in the Met life VA.

My recommendation would be to meet with someone to advise you on an hourly basis.

Member, Garrett Planning Network
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