This morning when I got out of the shower I heard a loud knock at my door. Turns out it was our "accross-the-street neighbor", but I honestly had no clue who he was. Turns out his wife grazed my parked car with hers, causing some paint transfer and what can most aptly be decribed as a scrape. My car is not exactly in perfect body condition anyway and is paid off so I can drive it a few more years to its death. The scrape is pretty minor as far as I'm concerned.

Well, I went to get an estimate first because the neighbor indicated wanting to pay me directly if the amount was small. Turns out that the repair estimate was $780.00! So I called his insurance company and placed a claim. She politely told me that if I didn't want to fix the car they'd just give me the money directly. Since the car is a '95 and I plan on driving to the grave (or very near to it) I'm perfectly happy taking the $780.00 to the bank and smiling gratefully every time I get to see the little scrape on my car that got me out of debt faster:)

Tomorrow I call to get my claim number, so hopefully the whole process can be nice and swift. I'm sure I'll be itchin' to post a happy dance when I get to send a nice extra chunk to Capitol One:)

Nickie