Yea Todd - new homes are sure fun, although you alwaysfeel broke after you buy one - I did, many times.Pub 590 - really appears to put it that $10,000 is freefrom penalty, not tax, for the first time homebuyer.The TIP that they give is that husband and wife caneach withdraw 10K. That means, of course, that oneof the IRA's has to be in a spousal name and all theetc.'s that apply.
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