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Yeah, I realize I have a lot of funds. This is all tax deferred, not taxable. I tried to pick funds that were better than the averages and gave me a chance to beat the index where possible.

I am not actively investing in any but the vanguard funds I mentioned as they are part of my 401k and a Roth I contribute to monthly. They are being used to diversify. I did put a lot of time into picking them and had good reason. I need to look again at each to see if they are bearing the load they should.
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