yes, both mine and my fiance's 401k are requiring that we do something with our money since we're no longer employed with those employers. we know that we will be putting them into separate ira's - but when you say put into an ira without tax withheld i'm not exactly clear on how that works. i read on the section on ira's you referred me to about the roth ira-is that what you would recommend for us both? I understand when you are in a 401k they ask you if you want before or after tax deductions, and i opted for before tax as it would make my taxable income less. i'm not sure on what my fiance did-before or after. but when you're in an ira do they take it out of your payroll check or checking acct on a monthly basis and do you advocate roth ira for us? thanks for clarifying what is meant by "wihtout tax withheld" for me. thanks, robin
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