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Yes, my current Vanguard IRA is below $10k as I just opened it last year. However, for an IRA, their low-balance fee is $5000 per fund. I will pass that with this year's contributions regardless of whether or not I add the 401(k) funds.

They charge you $5000 for having a low-balance? Yikes!

8-)}

<ducking and running>

-CB
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