No. of Recommendations: 13
Yes, that is "sobering." What is sobering is that you have focused entirely on Social Security, when the real problem is Medicare.

The "return" from Social Security depends on many things, and if you want to know whether you will get back what you put in, there are several threads which explain it - (which is dependent on when you start taking, how long you live, and so on.)

Neo-con rule: Social Security & Medicare must always be mentioned together.
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