Yes that is rare to have an employer 1) contribute without you needing to contribute(normally done the other way around to force you to contribute to your own retirment) 2) contribute 8%(normally something like 50% on your first 6% of contributions) 3) the extra 2%(making 10% total) WOW!I will let someone else expound on the IRA further; but from what I've learned you should contribute enough to receive your entire employer match(which you obviously don't need to do) then contribute to your Roth IRA up to the max($4K this year) then go back and contribute any additional to your 401K.
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