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yes. 'which table?' --hard to determine

A little bit, for those who only do this once in a lifetime. Fairly trivial for a tax pro.

And you only need to do it once. Once you've got the right table, you just keep using that table. If you even need to look at the table again. For an inherited IRA, you often just subtract 1 from last year's divisor.

Not exactly what I'd call a PITA, unless your perception of a complicated tax return is dealing with TWO W-2s in one year.

just sayin' ;-)

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