yes yes ,butIf your 401k is managed by a normal mutual fund company (Vanguard, Fidelity, etc) then you can just call them up and they will be glad to roll the money from the 401K to a new IRA with them and leave the money invested in exactly the same investments they are invested in now. this was a little confusion since OP already has IRAbut raises the 'thought' -- if OP is risk averse and the IRA is at 'expensive' borkerage, might me wise to move the IRA (to a Vanguard or whatever), then roll the 401k into IRA ?
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