Yes, you can buy multiple policies. You could consider normal term insurance now (relatively inexpensive now) and then switch to level term later when you know more about your family needs. For now, you would need to consider if you need the insurance. (would the surviving spouse want to keep the house?, is there sufficient savings to cover funeral and other expenses?) Once you have children, you will want to consider what it would take to keep the surviving spouse and children at their same standard of living.
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