No. of Recommendations: 0
First off, I wanted to thank everyone for their imput yesterday about my budget. I really got a good perspective on things and got some great new ideas about working harder at paying down my debt.

One area that I think I can trim is the cell phone. Right now, I have plan that is 29.99 for 200 anytime minutes and unlimited nights and weekend minutes. I think this would be a great deal, IF I actually used all those minutes. (Doing totally without a cell phone is not an option due to my work and childcare.)

This is my question: Do you think it would be more cost effective to get a pre-paid phone? The biggest issue that I have with this is that most plans require you to buy a phone (even though I already have one I got free with my current plan). Typically outgo for these phones is $50 - $70, but since I only use 60 - 80 minutes per month, it may pay for itself after a few months.

I don't think downgrading to a 19.99 account for 50 minutes would be worthwhile, because I'm not sure I could keep it at that.

What are your thought?

Thanks once again for your help!

~Dora~
Print the post  

Announcements

UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement