You actually clicked through a spam and filled out a form with yourpersonal info? Legions of hackers, identity thieves, spamlist resellers, and general net.lowlifes want desperately want to meetyou...As to your mortgage, if it is almost paid off, you are paying down theprincipal quickly at this point, because of how amortization works.Refinancing now will replace a (say) 5 year payoff with a 15 or 30 yearpayoff. Unless you are going to get cash out of your propertyfor some reason, this is highly unlikely to be worth doing.Foobarista, on too many spamlists to comprehend...
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