You are making my point.You are looking at a 5 year horizon so not something that is liquid in the short term (medium term maybe?). Nope.. this 5 yr CD is very liquid.You then cite one asset class (equity stock market) as the alternative. The one that is the most popular and at some level the well understood. Hey..I was just giving you a real world example hoping you could do the same. Sorry you don't have any.I completely agree that given the two choices the obvious answer is the CD route. I am trying to say that there are a few more asset classes and some have done a better. Easy to know what asset class has done best in the past. People do use that data to predict the future but that is not investing, that's gambling to me. Lots of folk like pie in the sky. Best of luck.
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