You can however, make a reasonably good estimate of how much you can "safely" withdraw. Not perfectly knowable of course. But reasonably so.But if you have figured how much you can safely withdraw and then the market reduces your portfolio by half, what do you do then? I think when you are getting up there in age and can't afford to lose, then you need to have a goodly portion of your funds on the sidelines. Only you can figure how much should be risked in the market, but I definitely don't think it should be everything you have.AM
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