UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev | Next
Author: ClubJuggle Big red star, 1000 posts Add to my Favorite Fools Ignore this person (you won't see their posts anymore) Number: of 311074  
Subject: Re: How to get a Credit Card? Date: 1/30/2001 5:04 PM
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Recommendations: 0
You can try if you can get an Aspire Visa card. They have the highest interest rates and therefore accept high risk customers or people with no credit history. Aspire doesn´t report your account to the credit rating agencies (at least in my case, they didn´t) and this won´t help you build the credit history that you want. American Express is usually easier to deal with for nonresident aliens than Citibank. Talk to them and explain your situation

Before you do this check out my message at http://fireboards.fool.com/Message.asp?mid=14211637 titled "Giving new meaning to predatory." This post specifically deals with the consequences of Aspire's predatory rates. Also, if they don't report to the credit reporting agencies, it won't help you. Rumor is that many companies don't report to the CRA's unless you become late on your payments. They claim they do this to prevent other companies from stealing their customers; in reality they are doing this by making your credit look worse than it is (by only reporting customers with payment problems).

I personally don't think that company would be worth the risk.
Post New | Post Reply | Reply Later | Create Poll Report this Post | Recommend it!
Print the post  
UnThreaded | Threaded | Whole Thread (7) | Ignore Thread Prev | Next


TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.