You closed down 2 accounts. Fine. Of course there was no balance on them when you closed them. I fail to see the logic why you did this. I hope they were not nice old cards with a good record of payments, because you may have wiped out some excellent history.Now you owe over 6K to one NextCard. They don't have a stellar reputation. Read your fine print book and see if they can in fact do the 13% shuffle to you or not.You can try sending a certified, r.receipt letter to them within 10 days saying that you REFUSE the new rate increase.Say good bye to NextCard. If they accept your refusal to pay the rates you can NEVER NEVER NEVER use the card again until every dime is paid off.Of course you NEVER NEVER NEVER close down a card with any type of balance owed. Then they will hurt you and it won't be for 13%.wdg :>lots of Never today!
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