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You could put together a spreadsheet that has your formula ((X+(X*Y))-(12*Z))=A, then keep on repeating rows with the new total A replacing X. Granted this isn't totally accurate because it is done on yearly boundaries but it will give you a good idea. Or if you want to do it on a monthly basis which is more accurate but is a whole lot of entries, use ((X+(X*(Y/12))-Z)=A.
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