You could rough in a 760 PY to see if it looks like she's paid enough to cover her 2001 liability. There's no need to make VA estimates on income that VA isn't going to tax.Great idea, Phil -- thanks! I'll hit the library after I finish my volunteer gig at the school. It's been real tough work at the career center today -- so much so that I'm spending my time here at the Fool. ~~ Alison
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