You do not have to pay much attention to my advise because it is not for you, it is for the original person.Excuse me? I am the original poster and I was not asking for advise. I asked what the effect of paying off the mortgage would be on the FICO score. And if your advice to me is to carry a balance on my credit card, I'd say that advice is worth every cent that I've paid you for it.Leana
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