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You do not pay a fee to buy I bonds. You can actually be paid to buy I bonds. Here is how. Use this website:

Pay with your Discover card. The Treasury Dept. will put your I bonds as a merchandise purchase -- you can choose with denomination with whose picture you want -- and Discover will pay your usual rebate on this purchase. This program expires soon but I just did this in June so I hope it's still available.

Get paid to invest...the way it should be.

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