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You gave us the two public funds.

In order to do any sort of comparison, we would need to know the ticker for the two funds in your 401k. For example, there are eight different share classes and tickers for Janus Balanced.

My guess is that you have JBALX (I share) which has an ER of .62%. JABRX (S Share) has an ER of 1.08%
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