No. of Recommendations: 3
You had me at - $1,200 yearly fee!

Over 30 yrs, hmmmm thats about $100,000 out of your pocket. Personally to me, that is a little high - but understand some folks change thier own oil - some pay to have it changed so - $100,000 is not too much over 30 years for some one who does not want to have to worry about this. And if you have enough of a portfolio ( say >$500,000) it is starting to get reasonable.

But then you added in 1.25% of AUM:::: SCREEEEEEECH, what the hell was the annual fee for???? I get paying by AUM for complex portfolios - a businesses, some rental property, tax estate planning, gifting, robbing peter to pay paul stuff, but for a simple guy like me - a retirement plan.. $1,200 a year and give me an allocation plan some other nuggets to chew on and - we can use E*Trade and Vanguard!!!

OMG - then 1.15% fees for funds.. Holy paying through the nose Batman!!


You got some suggestions above: fee only, couch potatoe portfolio, target date funds, even an advice service which for $1,200 you can get some reasonably sound one!!!

d(Dump'em)/dT
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