You have had a lot of good ideas, already, but, assuming you won that lottery, any halfway decent money manager (assuming you find one you can trust, or learn to do it yourself), should be able to earn you FAR more than what you say each year!

Hell, I'd be happy if I had even $500,000 or even $200,000 to play with! We have far less than that, and have done just fine for ten years now, when we add in Social Security payments (started at age 62, so reduced).

First you have to win that lottery -- then worry about it.

Vermonter