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No. of Recommendations: 85
It's a little early for an end of the year thanks, but I'm thinking about it and have to say it.

I'm so grateful for the posters here who share their thoughts and expertise. I keep coming back for you–and Warren and Charlie, of course.

The ecology here is wonderful. I've learned so much over the years. Compared to many here, not much, but compared to some of my friends who have money and don't read this board, I've learned a lot. I find myself wanting to forward posts to them, but they wouldn't really get it. It's like a spiritual experience, you either get it or you don't.

I don't mind having a very limited circle of competence. I'd like to enlarge it but I feel comfortable and accept what I understand, today. My family has benefited from your wisdom and I have from your wit and example....


And thanks, Warren and Charlie, for attracting such a wonderful group of people!

Happy Holidays!
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