I don't know if I saved too much for retirement. But if I'd know how good my investment returns were going to be over the past 20 years, I would have retired a few years earlier.http://finance.fortune.cnn.com/2014/01/06/jean-chatzky-retir...The folks at Morningstar Investment Management, specifically head of retirement research David Blanchett, asked it first. He found that for many people the answer is yes -- by an average of 20%. That, as Blanchett acknowledges, is a big deal. "Retirement is, by and large, the most expensive purchase of anyone's lifetime," he says. "For people who think they need $1 million but find they only need $800,000, it is a big difference."</snip>intercst
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