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You may want to start with your own bank.

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I don't really have a bank, to tell you the truth. Oh, I have an account with a local bank that I keep a couple hundred dollars in for the purpose of occasionally cashing a check, but the bulk of my liquid assets and all of my bill-pay stuff is done through my brokerage account. I suppose I could bug the local guys, but that's why I think of ING first.
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