You mean to tell me that this company knowingly tried to ruin my credit, cost me 10,000's of dollars in higher interest rates, hurt my chances of fulfilling my dream of starting my own business and living a better and more fulfilling life, etc. etc. etc, just so they could make a couple extra bucks off me??? 40 points should not affect you THAT much. If it does, then you were on the brink of bad credit anyway.
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