You mention that you use Shiller's data, but not how you use it. Most other research using his data refutes yours, and one can see the calculations.This goes back a long time.You might start by looking at the Foundations section. It has Our Strong Theoretical Foundations and the Logical Sequence.You might be interested in the Current Research series. Current Research A is relevant as well as several other sections.I added a series of modifications to John Greaney's Retire Early Safe Withdrawal Calculator (and I have made them available for download). This is the source of my Historical Surviving Withdrawal Rates.I have developed the theoretical underpinnings along with the historical observations.Have fun.John Walter Russell
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