No. of Recommendations: 2
You mention that your credit is "fair" - not really sure what that constitutes, but hopefully good enough to qualify for a rewards card (just be aware that a rewards card might not be a slam dunk in this situation - that's all I'm sayin' here).

The main rewards cards I use are the Citibank Dividend Platinum Select card from Citibank, and the GM Card. The Citi card offers 5% cash back on grocery, drugstore, and gasoline purchases, and 1% cash back on everything else. They do have a reward limit of $300/yr. The GM card offers 5% to go toward the purchase of a new card. The rewards you earn are available for 7 years, but there are limits on the amounts you can apply to certain cars. If you go with a cash back card and believe you may max out the reward limit on the card, you may want to consider having a backup rewards card at your disposal (maybe down the road a ways).

Citibank actually offers several rewards cards, and Chase offers quite a few as well (I've also used the Chase PerfectCard extensively). My personal favorite type of reward card pays back cold hard cash, but as you mention, there are many types of reward cards available. Here are links to the various websites:

Citibank (click on the Choose a Card/Apply button on the left)

Chase (they have a card finder available on this site)

GM Card (Ford and other automakers also have cards available, but many don't offer this kind of percentage back)

One important point made in the past - be sure you read all of the terms, conditions, and card disclosures, so you know what you're getting into. Good luck with the card hunting.
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