You need to talk to the attorney that drafted the trust. You should not make any decisions until you find out about your state laws and the federal laws too. The look back period for nursing homes and giving away money,liquididating investments, selling houses, etc is 3 years. This is a federal law Clinton passed. Tusts figure into this too.There are agencies that provide homemakers or certified nursing assistants. Homemakers cook, clean, and can do errands. Hire a place that is licensed and bonded. You can get 24 hour a day care, just someone to be there if you can pay for it. You can look under Home Health Care or Nursing in the phone book. Most of these agencies have homemakers, certified nursing assistants, LPN, RN and various therapists such as physical, respiratory working for them.You need to find your local agency on aging. This will be a county or city listing. They have senior citizen centers for the general public.If you can find a senior center ask for the phone # for senior affairs or the agency on aging.Also the senior agency will have info on adult day care. These programs are so people don't get lonely, and to offer care givers a break. The senior agency gets monsy from the federal gov't for these programs.Many offer transportation to and from the day care place. Where I am seperate buildings were build on senior citizen centers. They may need to know the income and assets of the senior person. Some are costly and others are based on a sliding scale for your income. Some depend on contributions which are voluntary. Even the costly ones are usually cheaper than having a homemaker in for 6 or 8 hours during the day. They usually offer meals and snacks too. Special diets are included within reason also.Some HMO's that have medicare supplements have freestanding adult day care places too. Another resource is to call your Mom's primary care doctor. Often times they will have social workers and case managers that will address problems such as yours and help you to discover your local resources. Explain some of your concerns and ask for the name of the social worker.Some people at adult day care have a lot of problems such as feeding themselves. They offer field trips, light exercise and lots of stimulation for the attendees. Then these people are not at home alone in front of the tv eating god know what.Good luck,Mctripat@comcast.net You can e mail me if you want and I'll try to help you more or give you more specific links for your area.
Best Of |
Favorites & Replies |
Start a New Board |
My Fool |
BATS data provided in real-time. NYSE, NASDAQ and NYSEMKT data delayed 15 minutes.
Real-Time prices provided by BATS. Market data provided by Interactive Data.
Company fundamental data provided by Morningstar<