No. of Recommendations: 0
You probably also being charged a late payment fee since you only pay $25. I have been in this exact situatio, with Providian. Bite the bullet one month and pay to $20+interest under your limit. pay before the due date and they don't charge a fee (my United card charges a fee the day after the statement prints, Providian is the day after your due date). THe next month revert back to the $25/month until you can send more.

You could take the route a friend of mine took with Providian, not pay a cent, let them ruin your credit and hope they don't sue. But them you can say goodbye to that house.
Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.