you probably missed out on the best deal.

It's best to have 30 years of service....that usually guarantees quite a pension.

How much pension will you get if you retire at the age you want to retire at? HOw fast does it accumulate and when can you retire?

Is AZ likely to dump the plan and stick your 'cash balance' into a 401K for you and end the pension plan like many others might do?




t.