You put it best when you said it might take a little use of the $800 a month to start the "freedom fund." but it should become a regular part of the budget. That's exactly what we're planning to do. In fact, we already had 3 ING accounts between the three of us. I wasn't sure what to name that particular account, but "freedom fund" works better than anything else I thought of!What do you know about drawing off a Traditional IRA or Roth IRA to buy real estate? Aren't you allowed a one time witdrawl of some amount without penalty if it goes towards the purchase of a house? Maybe we should put some more money there in the eventuality of buying a house?
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