You seem to be on the right track. Your former employer should advise you if your 401(a) can be rolled over to an IRA. It probably can be. To do this, contact the firm (custodian) you want to have your IRA account, and ask them to arrange details. Usually there are standard forms to fill out and they do the rest. Done this way no are taxes incurred. You can get in trouble if you take the 401(a) proceeds in a check written to you. Then employer must take withholding and you must replace those funds in the new IRA or pay penalties. So make sure you do a direct transfer that does not require withholding. If in doubt ask your former employer specifically.As long as your Rollover IRA account does not contain any cash contributions, it is a conduit IRA, and should be suitable for transfer to the current employers plan.Best of luck to you.
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