You seem very knowledgeable about 401k/403b rollovers and general IRA info so I have some more questions that I wasn't able to find in the fool.1) Is there a good/bad/doesn't matter time to roll over monies from a previous employer's 401k/403b into a Rollover IRA (I'm thinking of market fluctuations, etc.)?2) Do you have to first roll over into a Rollover IRA before converting into a Roth IRA? What are the restrictions regarding this?3) About the first time home buyers $10,000 withdrawal without penalty exception, should I convert my existing Traditional IRA into a Roth IRA before I take the $10,000 withdrawal to avoid paying taxes on the withdrawal?Your insights will be greatly appreciated.- SRW
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