You should read your own post. Really. If it is Friday afternoon and my payment is due Wednesday night at midnight, I know that either I need to make my payment online or over the phone or plan for a late fee. There's no way I'd ever count on the US Postal Service to get the money there on time.What you call "aggressive cash management" I call silly. If you want to pay bills on the due date, pay them online. Or give Fedex $15 when it absolutely, positively has to be there overnight.
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