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You wrote: <(you might consider one of the UV plans instead, such as the UV4+)>

What is a UV* plan?

You wrote: >While you could invest in the Foolish Four outside of an IRA or 401(k), the tax consequences will be unfavorable if you intend, and do, keep the money in there until retirement.>

What are the tax consequences if I stay invested in the Foolish Four until retirement?

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