Your credit score is a number generated by a mathematical algorithm -- a formula -- based on information in your credit report, compared to information on tens of millions of other people. Your question however is hard to anwer. As a starting point look to see if you had any inquiries show on your report. These could be from any type of solicitation you received. Second did you cancel any credit card accounts or did the one card you have reduce your credit line. Activity to Fair-Isaac's indicate the potential for bad things not good things. What is often forgot with Fair-Isaac's credit scores is they are a monopoly, and the answers you seek are buried in algorithm code.
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