Your first step is to challenge it, in writing, with all three credit reporting agencies. Here's what you want to do:http://www.clarkhoward.com/news/clark-howard/personal-financ...FuskieWho hopes when the bill was resolved earlier that you got it in writing, because if you don't make them promise to remove the item off the credit report, they won't do it on their own because, frankly, they don't really care if they have it right or wrong...
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