No. of Recommendations: 1
Your plan sounds reasonable to me.

A large cap total market fund is a solid core holding. Keep in mind that some small cap stocks can do very well. So a total market fund (such as VTI) that includes small cap and mid cap stocks could give better performance.

Large cap stocks tend to be well established companies. They are often industry leaders and your funds should be safe there. But they also tend to be mature companies with little growth potential compared to the small caps which can be high risk but have large growth potential. Hence, a mix of the two can give better results over time.
Print the post  

Announcements

The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Community Home
Speak Your Mind, Start Your Blog, Rate Your Stocks

Community Team Fools - who are those TMF's?
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.
Advertisement